Plan Name :- HEALTH COMPANION
1. Accident cover start from Day 1st
2. Medical cover start after 30days
3. 24 month waiting period for 17 specific disease*
4. Pre-existing disease cover after 3year in variant 2,3 and family first
5. Pre and post hospitalization expenses cover for 30days and 60days respectively up to Sum insured
6. Cash less treatment cover in approx 4000 network hospital
7. 100 % Refill benefit up to base sum insured for unrelated disease
8. All day care treatment cover up to sum insured
9. No claim bonus of 20% on every claim free year up to 100% of basic cover.
10. Complimentary health check up every year in variant 2, 3 and family first
11. No Capping on any disease
12. No age restriction and assure renewability for life
13. Discount of 12.5% on the second year premium amount
14. Tax saving under section 80d
16. Donors treatment also covers except pre and post screening of donor
17. Emergency ambulance covers up to 3000
18. Room rent: No capping
19. AYUSH treatment in govt recognized hospital as per list up to sum insured
20. Animal bite vaccination: Variant 2: 5000 & Variant 3: 7500
21. Hospital cash benefit available optional
22. 24 hrs 7days a week 365 days in a year claim service available
23. No co-pay on any age
24. Even if any claim arises accumulated NCB will not be reduced
25. Domiciliary treatment cover up to sum insured
26. 19 relations cover in family first option
27. No TPA direct claim settlement
17 Specific disease
1.Stones in biliary and urinary systems, 2.Lumps / cysts / nodules / polyps / internal tumours, 3.Gastric and Duodenal Ulcer ,
4.Osteoarthrosis / Arthritis / Gout / Rheumatism / Spondylosis / Spondylitis / Intervertebral Disc Prolapse, 5.Cataract,
6.Fissure / Fistula / Haemorrhoids,7. Hernia / Hydrocele , 8. Chronic Renal Failure or end stage Renal Failure,
9. Sinusitis / Deviated Nasal Septum / Tympanoplasty / Chronic Suppurative Otitis Media, 10. Benign Prostatic Hypertrophy,
11. Knee/Hip Joint replacement, 12. Dilatation and Curettage, 13. Varicose veins, 14. Dysfunctional Uterine Bleeding /Fibroids / Prolapse Uterus / Endometriosis, 15. Diabetes and related complications,16. Hysterectomy for any benign disorder and 17. • Surgery on tonsils / adenoids
INSURANCE ADVISORY SERVICES
RAKESH ANEJA
MAILING ADDRESS
1794/52,FIRST FLOOR NAIWALA ,
KAROL BAGH,NEW DELHI 110005
9811756696
01141557114
01128751271.
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